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The United Kingdom’s Professional Financial Consumer Rights Experts

Which Credit Agreements

Credit Agreements that our Solicitors are prepared to investgate include: 
   CREDIT CARDS
   PERSONAL LOANS
   SECURED LOANS
   CAR FINANCE
   STORE CARDS
   HIRE PURCHASE AGREEMENTS
   STORE FINANCE
   STUDENT LOANS MADE BY BANKS
   UNSECURED 100% MORTGAGE TOP UPS 

However, for a Credit Agreement to receive the full protection offered by the original Consumer Credit Act and be able to be Legally declared Unenforceable, the Credit Agreement must:

•  HAVE ORIGINALLY BEEN TAKEN OUT BEFORE THE 6TH APRIL 2007
   ORIGINALLY HAVE HAD A CREDIT LIMIT OF LESS THAN £25,001 IF A CREDIT CARD
      (Regardless of if the current debt or credit limit is now over £25,001)
   ORIGINALLY HAVE BEEN FOR AN AMOUNT OF LESS THAN £25,001 IF A LOAN
      (Regardless of if the current debt or credit limit is now over £25,001)
   HAVE BEEN TAKEN OUT PERSONALLY
     
(Not by a Limited Company, regardless or purpose)    

A list of some of the Credit Card and Loan Providers, that our Solicitors have previously concluded that they believe have provided Unenforceable Credit Cards or Loans is: available here


 


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