The Process

The process involved in Solicitor's ascertaining if your Credit Card or Loan Agreement is Unenforceable and where possible, forcing your Lender to agree that your Agreement is Unenforceable and the outstanding balance does not need to be repaid, is as follows:

1.    THE SOLICITORS WILL FORMALLY REQUEST COPIES OF YOUR AGREEMENTS 
         FROM YOUR LENDERS

2.    THE SOLICITORS EVALUATE YOUR AGREEMENTS TO DISCOVER IF YOUR 
         AGREEMENTS ARE UNENFORCEABLE

3.    THE SOLICITORS CONFIRM TO YOU WHICH OF YOUR AGREEMENTS THEY 
         BELIEVE ARE UNENFORCEABLE AND WILL NOT NEED TO BE REPAID

4.    WHERE POSSIBLE THE SOLICITORS CONDUCT THE NECESSARY LEGAL WORK TO 
         PROVE YOUR AGREEMENTS ARE UNENFORCEABLE

5.    RECEIVE FORMAL WRITTEN CONFIRMATION THAT YOUR AGREEMENT 
        IS UNENFORCEABLE AND THEREFORE THE OUTSTANDING BALANCES WILL NOT 
        NEED TO BE REPAID

A MORE DETAILED EXPLANATION OF THE PROCESS INVOLVED