The Process

The process involved in our Solicitor's ascertaining if your Credit Card or Loan Agreement is Unenforceable and where possible, persuading your Lender to agree that your Agreement is Unenforceable and the outstanding balance does not need to be repaid, is as follows:

1.    COMPLETE AND RETURN THE CREDIT AGREEMENT QUESTIONNAIRE AND PAY THE 
         RELEVANT ADMINISTRATION FEE TO THE SOLICITORS

2.    THE SOLICITORS WILL WRITE TO YOU IN ORDER TO WELCOME YOU AS A CLIENT OF 
         THEIR FIRM

3.    THE SOLICITORS WILL FORMALLY REQUEST COPIES OF YOUR AGREEMENTS FROM YOUR 
         LENDERS

4.    THE SOLICITORS EVALUATE YOUR AGREEMENTS TO DISCOVER IF YOUR AGREEMENTS ARE 
         UNENFORCEABLE

5.    THE SOLICITORS CONFIRM TO YOU WHICH OF YOUR AGREEMENTS THEY BELIEVE ARE 
         UNENFORCEABLE AND WILL NOT NEED TO BE REPAID

6.    WHERE POSSIBLE THE SOLICITORS CONDUCT THE NECESSARY LEGAL WORK TO 
         PROVE YOUR AGREEMENTS ARE UNENFORCEABLE

7.    RECEIVE FORMAL WRITTEN CONFIRMATION THAT YOUR AGREEMENT IS UNENFORCEABLE 
         AND THEREFORE THE OUTSTANDING BALANCES WILL NOT NEED TO BE REPAID

A MORE DETAILED EXPLANATION OF THE PROCESS INVOLVED