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The United Kingdom’s Professional Financial Consumer Rights Experts

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" Credit Card Debt? Bad Credit Cards?   

   Our Debt Solution Could Mean That  

   The Outstanding Balances On Your   

   Credit Cards And Loans Will Not   

   Need To Be Repaid "  

Credit Card debt? Bad Credit Cards? This debt solution could help you if your Credit Card or Loan was taken out before April 2007. If your Credit Card or Loan Agreement is unfair, because of the way it has been worded or the interest calculated has not complied with The Consumer Credit Act 1974 it could be completely Unenforceable and will not need to be repaid

Solicitors have discovered that many peoples Credit Card and Loan Agreements contain enough errors to make them completely Unenforceable, therefore the borrowers will not have to repay the outstanding balances and may also be entitled to Claim a refund of some of their previous interest payments

Some of this Countries largest Lenders have already been forced to concede that peoples Credit Cards and Loans are Unenforceable. Lenders have tried to keep this practice very quiet. However, due to the increasing number of Newspaper Articles and Television Programmes, the Lenders secret is becoming public knowledge. Some of the media have nicknamed this process "A Legal Loophole"

A prominent Judge recently stated: "It is apparent that there are a number of claims to be commenced nationally in which the main claim will be for a declaration of the invalidity of a Credit Agreement for non compliance with the Consumer Credit Act. Estimates vary but up to 100,000 claims may be involved."

The completely Legal process for claiming that a Unenforceable Credit Card or Loan Agreement does not need to be repaid is totally different to Debt Management Plans, IVA's or Bankruptcy, because it is simply exercising peoples Consumer Rights. However, the process applies equally to Credit Cards and Loans that people can afford to pay and Credit Cards and Loans that people cannot afford to repay

Therefore, if you have Credit Card debt or bad Credit Cards or bad Loans, this Debt Solution could help you save thousands of pounds 


 

Loan Free is a service provided by Debt Free UK Ltd