DEFINITIONS B

"Bank Charges Claims" refers to: Claiming back unfair overdraft and other Unfair Bank Charges. Unfortunately, Reclaiming Bank Charges relies upon a What is Fair? argument. However, Unenforceable Credit Agreements rely on the Law in the form of an act of Parliament namely the Consumer Credit Act 1974 and not a What is Fair? debate

"BCW Group Plc" refers to: A Company of Debt Collectors and Debt Purchasers who seek to collect outstanding debts on behalf of some of the Countries largest Lenders, you may be able to contact them on 0844 571 4000. However, if your Debt relates to a Credit Card or Loan that you took out before April 2007 it could be Legally Unenforceable and therefore the outstanding balance may not need to be repaid, if you would like to find out if this could be the case click here

"BPO Collections Ltd" refers to: A Company of Debt Collectors and Debt Purchasers who seek to collect outstanding debts on behalf of some of the Countries largest Lenders, you may be able to contact them on 0870 0505 007. However, if your Debt relates to a Credit Card or Loan that you took out before April 2007 it could be Legally Unenforceable and therefore the outstanding balance may not need to be repaid, if you would like to find out if this could be the case click here