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The United Kingdom’s Professional Financial Consumer Rights Experts

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" Credit Card Debt? Bad Credit Cards?   

   Our Debt Solution Could Mean That  

   The Outstanding Balances On Your   

   Credit Cards And Loans Will Not   

   Need To Be Repaid "  

 

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Credit Card debt? Bad Credit Cards? Our debt solution could help you if your Credit Card or Loan was taken out before April 2007. If your Credit Card or Loan Agreement is unfair, because of the way it has been worded or the interest calculated has not complied with The Consumer Credit Act 1974 it could be completely Unenforceable and will not need to be repaid

Our Solicitors have discovered that many peoples Credit Card and Loan Agreements contain enough errors to make them completely Unenforceable, therefore the borrowers will not have to repay the outstanding balances and may also be entitled to Claim a refund of some of their previous interest payments

Some of this Countries largest Lenders have already been forced to concede that peoples Credit Cards and Loans are Unenforceable. Lenders have tried to keep this practice very quiet. However, due to the increasing number of Newspaper Articles and Television Programmes, the Lenders secret is becoming public knowledge. Some of the media have nicknamed this process "A Legal Loophole"

A prominent Judge recently stated: "It is apparent that there are a number of claims to be commenced nationally in which the main claim will be for a declaration of the invalidity of a Credit Agreement for non compliance with the Consumer Credit Act. Estimates vary but up to 100,000 claims may be involved."

Our Solicitors are so confident that they can help people escape their debts, that if they believe a Credit Agreement is Unenforceable, they are prepared to accept peoples Unenforceable Credit Agreement Claims on a No Win No Fee basis. They will then use their Legal expertise to make Lenders agree that the outstanding balances will not need to be repaid

The completely Legal process for claiming that a Unenforceable Credit Card or Loan Agreement does not need to be repaid is totally different to Debt Management Plans, IVA's or Bankruptcy, because it is simply exercising peoples Consumer Rights. However, the process applies equally to Credit Cards and Loans that people can afford to pay and Credit Cards and Loans that people cannot afford to repay

The way our Company and our Solicitors operate is very different to other Claims Management Companies. When Clients return their application forms to ourselves they will be immediately passed to our Solicitors and Clients will then deal directly with the Solicitors

Therefore, if you have Credit Card debt or bad Credit Cards or bad Loans, our Debt Solution could help you save thousands of pounds 


Make a New Enquiry from 9.00am until 5.00pm between Monday and Friday

FREEPHONE  0800 112 32 22

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Loan Free is a service provided by Debt Free UK Ltd, Limited Company Registration Number: 6381804. Debt Free UK Ltd is regulated by: The Ministry of Justice in respect of Regulated Claims Management Activities, Authorisation Number: CRM12203 registration is recorded at: www.claimsregulation.gov.uk Registered with the Information Commissioners Office, Registration Number: Z1107160 registration is recorded with The Information Commissioners Office at: http://www.ico.gov.uk/